1. Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved for. Not everyone will qualify for the Visa Signature card. If at the time of your application you do not meet the credit or income criteria for this offer, we may not be able to open an account for you or you may receive a Platinum Card (which will have different benefits). See Terms and Conditions for information about the account terms and benefits that will apply if you are only approved for a Platinum card. This offer is available to new Cardmembers only. For information about the rates, fees, other costs, and the reward program rules (including point accrual rate, bonus point awards, etc.) and benefits associated with the use of this credit card program please see the Terms and Conditions.

2. Important Information about the NFL Extra Points Rewards Program:
General: NFL Extra Points credit card program is issued by Barclays Bank Delaware ("Barclaycard"). Barclaycard reserves the right to modify, cancel, or terminate the program at any time with or without notice. NFL Extra Points credit card program is only open to U.S. residents at least 18 years old.

Eligibility: NFL Extra Points Rewards Program eligibility is restricted to an NFL Extra Points credit card Cardmember who maintains their creditworthiness and whose NFL Extra Points credit card ("Account") remains open, active (regular use of the account is required) and current.

Earning Points: Cardmembers will receive one (1) NFL Extra Points Point for every one U.S. dollar ($1.00) of Net Purchases made on the Account rounded up or down to the nearest whole dollar amount for each transaction. Balance Transfer Checks and Cash Advances are not eligible for Points. "Net Purchases" for a billing cycle are determined by totaling all new purchases added to the Account during the billing cycle, and then subtracting returned purchases and/or adjustments. For purposes of calculating Net Purchases, Barclaycard may round up or down to the nearest whole dollar amount for each transaction. If Points for returned purchases exceed new purchases during a billing cycle, Barclaycard will calculate negative Net Purchases and reduce the Cardmember's accrued points accordingly. Net Purchases do not include fees, finance or interest charges, credit insurance premiums, or transactions posting as non-qualifying Balance Transfers or Cash Advances, whether received from financial institutions, automated teller machines, by use of Barclaycard balance transfer or cash advance checks, or by any other means. Barclaycard reserves the right to exclude from Net Purchases any unauthorized purchases or purchases which are added to your Account after you are past due or over limit. Barclaycard may withdraw Points previously awarded if the Account is more than sixty (60) days past due, or if the Points were awarded on purchases not authorized by the Cardmember. Barclaycard is not responsible for arranging or providing any services related to travel or the use of Points or for any delay, failure, or refusal by NFL to redeem Points. Points are valid for four (4) years from posting date and will expire if not redeemed. Points will be forfeited if the account is closed, whether by you or by us. Points are not transferable and cannot be transferred or sold.

Bonus Points: Cardmembers will receive a one time bonus award of twenty thousand (20,000) NFL Extra Points after the first time their NFL Extra Points credit card is used to make an initial Purchase or Balance Transfer. These Bonus Points will be posted within approximately thirty (30) days after the qualifying transaction. Use of Balance Transfer Checks or convenience checks will not qualify for any bonus points. From time to time, we may offer bonuses or points or other premiums to new NFL Extra Points Cardmembers. Unless otherwise stated in the offer, these bonuses and/or awards are intended for persons who are not, and have not previously been, NFL Extra Points credit card members with Barclaycard. You understand and agree that, unless we otherwise state, you are no longer eligible to receive these bonuses and/or awards for any new NFL Extra Points credit card accounts you open after your first account with Barclaycard is opened. If you receive a bonus or award for which you are not eligible, we may revoke the bonus or award, or reduce your points by the amount of the award, or charge your account for the fair value of the bonus or award, at our option.

3. Redeem Options: Cardmembers may redeem Points for a variety of rewards including NFL gift cards, certain NFL merchandise, NFL collectibles, NFL based experiences, and cash back via a statement credit towards any purchase transactions of $25 or more that posted to your account within the last 90 days.

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